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Canadian Closing Cost Calculator

Estimate the cash expenses required to finalize your home purchase beyond the down payment, including land transfer taxes, legal fees, and inspections.

Your Purchase & Cost Estimates

Enter your property price and estimated fees. You can leave fields at $0 if they do not apply to your transaction.

Home Purchase Price ($)

Land Transfer Tax ($) Provincial and/or municipal property transfer tax (varies by province and municipality).

Legal Fees & Disbursements ($) Real estate lawyer or notary fees for title search, closing documentation, and transfer registration.

Home Inspection ($)

Lender Appraisal ($)

Title Insurance ($)

Moving & Transition ($)

Other Costs & Adjustments ($) Prepaid property taxes, utility hookups, estoppel certificate for condos, etc.

Important Note Regarding Canadian Closing Costs

Closing costs in Canada vary significantly by province and municipality. For example, buyers in Toronto pay both Ontario Provincial Land Transfer Tax (PLTT) and Toronto Municipal Land Transfer Tax (MLTT), while buyers in Alberta pay transfer registration fees rather than percentage-based land transfer tax.

Always obtain written fee schedules and closing cost disbursements directly from your licensed real estate lawyer, notary public, lender, and municipal office before removing purchase conditions.